XRP Price Prediction: XRP Struggles for Momentum Despite Broader Crypto Strength

XRP has been on a downward trajectory since reaching its all-time high in July 2025. Although the token is currently trading at its lowest levels since November 2024, it still remains above its price range seen throughout 2022–2024.

In the short term, XRP has failed to establish a clear direction. Over the past 30 days, the asset posted a modest gain of 2.8%, which is notable given heightened geopolitical tensions during the same period. However, this performance lags behind major cryptocurrencies such as Bitcoin (+9%) and Ethereum (+13%), as well as Solana, which has delivered similar gains.

Market Uncertainty and Weak Interest

One of the key factors weighing on XRP is the lack of strong narratives. Previously, investor attention was driven by Ripple’s legal battle with the SEC and speculation around spot XRP ETFs in the U.S. With the lawsuit resolved in Ripple’s favor and ETFs now available, these catalysts have largely played out.

As a result, sentiment appears subdued. Google search interest for “XRP” in the United States has dropped to its lowest level in a year, suggesting declining retail engagement.

Institutional activity also reflects this trend. XRP ETF flows have been relatively weak, with the largest single-day inflow in the past month reaching just $7.6 million. Several trading days in the past month recorded no flows at all, and others saw net outflows, pointing to lukewarm demand.

Geopolitics Adds Another Layer of Complexity

The ongoing Iran war has further complicated the market environment. Traditionally, cryptocurrencies are considered risk-on assets, which would suggest they might struggle during geopolitical instability. However, the broader crypto market has shown resilience.

Despite a 4.9% decline in the S&P 500 over the past month, major digital assets have posted gains. Bitcoin and Ethereum have both performed strongly, while platforms like Hyperliquid (+48%) have emerged as key venues for price discovery, especially during weekends when traditional markets are closed.

XRP, by contrast, has remained range-bound. Since the conflict began on February 28, its price has fluctuated between $1.32 and $1.60, spending most of the time in a narrow band between $1.35 and $1.45. The lack of a clear trend, combined with choppy price action, makes XRP particularly difficult to trade in the current environment.

At the same time, crypto markets remain highly sensitive to geopolitical headlines. For example, comments hinting at de-escalation from U.S. leadership recently triggered a rapid surge in Bitcoin’s price. Similar volatility could impact XRP, although its muted momentum suggests weaker responsiveness.

XRP Price Outlook

According to CoinCodex’s algorithmic XRP price prediction, XRP could see moderate gains in the coming months. The forecast suggests a potential rise to $1.68 by June, representing an increase of about 19% from current levels.

Looking further ahead, the model projects a stronger rally, with XRP potentially reaching $2.21 by October, approximately 56% above its current price. While this outlook is optimistic, it still falls short of revisiting the all-time high of $3.92 within the next year.

Key Developments in the Ripple Ecosystem

While price action has been underwhelming, Ripple continues to make progress on the fundamentals, particularly in institutional adoption and regulatory expansion.

Singapore Pilot Focused on Trade Finance

Ripple is participating in the Monetary Authority of Singapore’s BLOOM initiative, where it is testing a blockchain-based trade finance solution using the XRP Ledger and its RLUSD stablecoin.

Working with fintech firm Unloq, the project automates payment execution through smart contracts. Funds are released only after predefined conditions—such as shipment verification—are met. The goal is to streamline cross-border trade by improving transparency, reducing risk, and increasing efficiency, particularly for smaller businesses.

Evernorth Moves Toward Public Listing

Evernorth Holdings is preparing to go public through a SPAC merger, positioning itself as a major XRP treasury company. Backed by prominent investors including Ripple, SBI Holdings, and Pantera Capital, the firm has already accumulated a large XRP reserve.

Rather than acting as a passive investment vehicle, Evernorth plans to actively grow its holdings through strategies like institutional lending, liquidity provisioning, and participation in decentralized finance. The listing aims to provide traditional investors with exposure to XRP without requiring direct ownership of digital assets.

Expansion in Brazil and Australia

Ripple is also expanding its global footprint, with a strong focus on regulatory compliance and institutional services.

In Brazil, the company is building a comprehensive offering that includes payments, custody, treasury management, and stablecoin integration. It is also seeking a Virtual Asset Service Provider license, aligning itself with the country’s regulatory framework. Adoption is already accelerating, with financial institutions leveraging Ripple’s infrastructure for cross-border payments and tokenization.

In Australia, Ripple is pursuing an Australian Financial Services License through the acquisition of a local entity. This would allow the company to deliver fully regulated, end-to-end payment solutions, covering everything from onboarding to final settlement.