Stablecoins Go Corporate: Paybis Reports 98% of Remittances Now Come from Businesses

Cryptocurrency payment infrastructure provider Paybis has released data revealing a seismic shift in stablecoin usage: nearly 98% of stablecoin remittances processed on its platform between January and April 2025 originated from corporate clients. This marks a dramatic increase from just 36% in 2023, signaling that businesses are rapidly adopting digital dollar-pegged assets for cross-border trade settlements.

Corporate Adoption Accelerates

Paybis, which provides crypto trading and payment infrastructure, noted that stablecoins are no longer primarily a retail or individual investor tool. Instead, they are emerging as a core mechanism for business-to-business (B2B) international remittances and settlements. The data, drawn from internal platform transactions, shows that the shift is not a marginal trend but a fundamental change in how companies move value across borders.

The digital goods, virtual asset, technology, e-commerce, and fintech sectors were the most active adopters, collectively accounting for over 78% of all corporate stablecoin activity on the platform. These industries, which often operate on thin margins and require fast, low-cost settlement, appear to be leveraging stablecoins to bypass traditional banking delays and high wire transfer fees.

Survey Confirms Growing Intent

Beyond transaction data, a Paybis survey of businesses revealed that 22.5% of respondent companies are either already using stablecoins for international payments or plan to adopt them within the next 12 months. This suggests that the current surge in corporate usage is not an anomaly but the beginning of a broader structural shift in global trade finance.

The findings align with broader industry observations. Stablecoins, particularly USDC and USDT, have seen their market capitalizations grow significantly, driven in part by demand from businesses seeking faster, cheaper, and more transparent alternatives to correspondent banking networks.

What This Means for Traditional Finance

The implications for traditional payment processors and banks are substantial. If corporate stablecoin adoption continues at this pace, it could erode a significant portion of the $150 trillion annual cross-border payment market that has long been dominated by SWIFT and correspondent banking relationships. Stablecoins offer near-instant settlement, 24/7 availability, and significantly lower fees — attributes that are particularly attractive for high-volume B2B transactions.

Regulators are also taking notice. The growing corporate use of stablecoins adds urgency to ongoing discussions about regulatory frameworks in the US, EU (under MiCA), and Asia. Clear, consistent regulation could further accelerate adoption by reducing legal uncertainty for corporate treasuries.

Conclusion

The Paybis data provides concrete evidence that stablecoins are transitioning from a speculative asset class to a functional tool for global commerce. With nearly all stablecoin remittance volume now coming from businesses, and nearly a quarter of surveyed companies planning to adopt them within the year, the trend appears durable. For corporate finance teams, ignoring stablecoins may soon mean leaving efficiency and cost savings on the table.

FAQs

Q1: Why are businesses switching to stablecoins for B2B payments?
Businesses are adopting stablecoins for faster settlement times (minutes vs. days), lower transaction fees compared to traditional wire transfers, and 24/7 availability without banking-hour restrictions.

Q2: Which industries are leading stablecoin adoption for corporate payments?
The digital goods, virtual assets, technology, e-commerce, and fintech sectors are the most active, accounting for over 78% of corporate stablecoin activity according to Paybis data.

Q3: What is the difference between stablecoins and traditional cryptocurrencies for business use?
Stablecoins are pegged to stable assets like the US dollar, minimizing price volatility. This makes them more suitable for business settlements and remittances compared to volatile assets like Bitcoin or Ethereum.